3 years ago: 30-yr mortgage rate was 2.99% & median existing home price in the US was $294k.

Today: 30-yr mortgage rate is 7.09% & median home price is $410k.

Result: $23k increase in down payment (assuming 20% down) and 122% increase in monthly payment (from $990 to $2,202).

Source is Chalie Bilello.

Waipio Acres is a census-designated place (CDP) in Honolulu County, Hawaii, United States. As of the 2020 census, the CDP had a population of 5,556.

Here are some of the advantages of living in Waipio Acres, Hawaii:

• Low cost of living. The cost of living in Waipio Acres is relatively low compared to other parts of Hawaii. The median home price is $700,000, and the median rent is $1,500 per month.
• Beautiful weather. Waipio Acres enjoys a warm, tropical climate with average temperatures ranging from 75 to 85 degrees Fahrenheit. The area receives an average of 45 inches of rain per year, mostly during the winter months.
• Close proximity to Honolulu. Waipio Acres is located just 12 miles from Honolulu, the state capital and largest city. This makes it easy to commute to work or school, and there are plenty of amenities and attractions within easy reach.
• Excellent schools. The Waipio Acres School District is home to several highly-rated public schools, including Mililani High School, which is consistently ranked among the best high schools in Hawaii.
• Safe and family-friendly community. Waipio Acres is a safe and family-friendly community with a strong sense of community. There are plenty of parks and playgrounds for kids, and the area is home to a variety of community events and activities.

Overall, Waipio Acres is a great place to live if you’re looking for a beautiful, affordable, and family-friendly community in Hawaii.

Here are some additional pros and cons of living in Waipio Acres:

Pros:

• Low cost of living
• Beautiful weather
• Close proximity to Honolulu
• Excellent schools
• Safe and family-friendly community
• Diverse population
• Active community

Cons:

• Traffic can be heavy during rush hour
• Limited job opportunities
• Not as much nightlife as other parts of Hawaii
• Can be hot and humid during the summer

Ultimately, whether or not Waipio Acres is the right place for you depends on your individual preferences and needs. If you’re looking for a quiet, affordable, and family-friendly community with great weather, then Waipio Acres may be a great fit for you.

Moiliili is a vibrant and diverse neighborhood in Honolulu, Hawaii. It is home to a wide variety of businesses, restaurants, and cultural attractions. Some of the advantages of living in Moiliili include:

• Convenient location: Moiliili is located in the heart of Honolulu, making it a convenient place to live for those who work or go to school in the city. It is also close to many popular attractions, such as the Iolani Palace, the Honolulu Museum of Art, and the Kapi’olani Park.
• Abundant amenities: Moiliili has a variety of amenities, including shopping, restaurants, healthcare facilities, and cultural attractions. There are also several parks and recreation areas in the neighborhood, making it a great place to live for families.
• Excellent public transportation: Moiliili is well-served by public transportation, making it easy to get around the city without a car. There are several bus lines that run through the neighborhood, and the H1 freeway is also nearby.
• Safe and secure: Moiliili is a safe and secure neighborhood. The crime rate is low, and there are a number of police and fire stations in the area.
• Diverse population: Moiliili is a diverse neighborhood, with people from all over the world calling it home. This makes it a great place to live if you are looking for a melting pot of cultures.

Here are some additional things to consider when thinking about living in Moiliili:

• The cost of living in Moiliili is relatively high, but it is still lower than in some other parts of Honolulu.
• The neighborhood is very walkable, so you can easily get around without a car.
• There is a lot of traffic in the area, especially during rush hour.
• The neighborhood is home to a number of government buildings, so there is often a lot of activity.

Overall, Moiliili is a great place to live in Honolulu. It is a safe, convenient, and diverse neighborhood with a lot to offer residents.

Here are some specific examples of the amenities and attractions that can be found in Moiliili:

• Shopping: Moiliili is home to a variety of shops, including department stores, boutiques, and specialty stores. There are also several farmers markets in the neighborhood, where you can buy fresh produce and other local goods.
• Restaurants: Moiliili has a wide variety of restaurants, serving everything from Hawaiian cuisine to Japanese food to Italian food. There are also several cafes and coffee shops in the neighborhood, where you can get a cup of coffee or tea and a bite to eat.
• Cultural attractions: Moiliili is home to a number of cultural attractions, including the Iolani Palace, the Honolulu Museum of Art, and the Kapi’olani Park. There are also several theaters in the neighborhood, where you can see plays, concerts, and other performances.
• Parks and recreation: Moiliili has several parks and recreation areas, including the Kapi’olani Park, the Moiliili District Park, and the King Kalakaua Park. These parks offer a variety of activities, such as picnicking, swimming, and playing sports.

If you are looking for a vibrant and diverse neighborhood with a lot to offer, Moiliili is a great place to live in Honolulu.

Punchbowl is a great neighborhood to live in Honolulu, Hawaii. It is centrally located, close to the freeway, shopping, restaurants, hospitals, and the financial center of Honolulu. Some of the advantages of living in Punchbowl include:

• Convenient location: Punchbowl is located in the heart of Honolulu, making it a convenient place to live for those who work or go to school in the city. It is also close to many popular attractions, such as the Punchbowl National Cemetery, the USS Arizona Memorial, and the Honolulu Museum of Art.
• Abundant amenities: Punchbowl has a variety of amenities, including shopping, restaurants, and healthcare facilities. There are also several parks and recreation areas in the neighborhood, making it a great place to live for families.
• Excellent public transportation: Punchbowl is well-served by public transportation, making it easy to get around the city without a car. There are several bus lines that run through the neighborhood, and the H1 freeway is also nearby.
• Safe and secure: Punchbowl is a safe and secure neighborhood. The crime rate is low, and there are a number of police and fire stations in the area.
• Diverse population: Punchbowl is a diverse neighborhood, with people from all over the world calling it home. This makes it a great place to live if you are looking for a melting pot of cultures.

Overall, Punchbowl is a great neighborhood to live in Honolulu. It is centrally located, has a variety of amenities, and is a safe and secure place to raise a family. If you are looking for a place to live in Honolulu, Punchbowl should definitely be on your list.

Here are some additional things to consider when thinking about living in Punchbowl:

• The cost of living in Punchbowl is relatively high, but it is still lower than in some other parts of Honolulu.
• The neighborhood is very walkable, so you can easily get around without a car.
• There is a lot of traffic in the area, especially during rush hour.
• The neighborhood is home to a number of government buildings, so there is often a lot of activity.

Overall, Punchbowl is a great place to live in Honolulu. It is a safe, convenient, and diverse neighborhood with a lot to offer residents.

Sure, here are some advantages of living in Mililani Mauka, Mililani, HI:

• Affordability: Mililani Mauka is a more affordable option than other parts of Oahu. The cost of housing, food, and transportation is lower in Mililani Mauka than in Honolulu or other popular tourist destinations.
• Family-friendly: Mililani Mauka is a great place to raise a family. The community has excellent schools, safe streets, and plenty of parks and recreation facilities.
• Sense of community: Mililani Mauka has a strong sense of community. Residents are friendly and welcoming, and there are many opportunities to get involved in local activities.
• Easy access to nature: Mililani Mauka is located near a number of popular hiking, biking, and swimming spots. Residents can easily enjoy the outdoors without having to travel far.
• Close to Honolulu: Mililani Mauka is located just a short drive from Honolulu. This makes it easy to commute to work, school, or for entertainment.

Of course, there are also some disadvantages to living in Mililani Mauka. These include:

• Traffic congestion: Traffic can be heavy in Mililani Mauka, especially during rush hour.
• Lack of diversity: Mililani Mauka is a relatively homogeneous community. There is a lack of diversity in terms of race, ethnicity, and socioeconomic status.
• Limited nightlife: Mililani Mauka is a quiet community. There are not many bars or nightclubs in the area.

Overall, Mililani Mauka is a great place to live for families and people who are looking for a more affordable and relaxed lifestyle. However, it is important to be aware of the potential drawbacks before making a decision to move to Mililani Mauka.

Here are some of the advantages of living in downtown Honolulu, Hawaii:

• Aloha spirit: Honolulu is known for its laid-back lifestyle and friendly people. Residents of downtown Honolulu are no exception. You’re likely to be greeted with a smile and a “howzit” on your way to work or running errands.
• Beautiful scenery: Honolulu is surrounded by stunning ocean views, lush mountains, and tropical flowers. You can enjoy these views from your home, while walking or biking around the city, or while dining at one of the many restaurants with outdoor seating.
• Convenience: Downtown Honolulu is home to a variety of shops, restaurants, and businesses, making it easy to get everything you need without having to travel far. There are also several parks and green spaces where you can relax and enjoy the outdoors.
• Culture and history: Honolulu is a melting pot of cultures, with a rich history dating back to the early 1800s. You can learn about the city’s history and culture at one of the many museums, historical sites, or cultural centers.
• Variety of activities: There are always plenty of things to do in downtown Honolulu. You can go shopping, dining, hiking, biking, swimming, surfing, or simply relax on the beach. There are also a variety of cultural events and festivals throughout the year.

Of course, there are also some disadvantages to living in downtown Honolulu. These include:

• High cost of living: Honolulu is one of the most expensive cities in the United States. The cost of housing, food, and transportation can be very high.
• Traffic congestion: Downtown Honolulu is a very congested area. Traffic can be very heavy, especially during rush hour.
• Crime: Honolulu has a higher crime rate than some other parts of the United States. However, it’s important to note that crime is still relatively low in Honolulu compared to other major cities in the world.

Overall, downtown Honolulu is a great place to live for people who are looking for a vibrant, exciting, and culturally rich city. However, it’s important to be aware of the potential drawbacks before making a decision to move to downtown Honolulu.

Maili is a small community on the west side of Oahu, Hawaii. It is located about 10 miles from Honolulu and is known for its beautiful beaches, lush vegetation, and relaxed lifestyle. Some of the advantages of living in Maili include:

• Affordability: The cost of living in Maili is significantly lower than in other parts of Oahu. This is due in part to the fact that Maili is a relatively new community and has not yet experienced the same level of development as other areas of the island.
• Natural beauty: Maili is surrounded by natural beauty, including the Maili Pillbox Hike, the Waimalu Valley, and the Maili Beach Park. Residents of Maili have easy access to hiking trails, swimming beaches, and fishing spots.
• Relaxed lifestyle: Maili is a quiet and laid-back community. There is a sense of community among residents, and people are generally friendly and welcoming.
• Close to Honolulu: Maili is located just 10 miles from Honolulu, making it easy for residents to commute to work or school. There are also a number of shopping, dining, and entertainment options in Honolulu that are just a short drive away.

Of course, there are also some disadvantages to living in Maili. These include:

• Limited amenities: Maili is a small community, so there are not as many amenities as in larger cities. For example, there are no grocery stores or movie theaters in Maili.
• Limited transportation options: Maili is not well-served by public transportation. Residents who do not own a car may find it difficult to get around.
• Crime: Maili has a higher crime rate than some other parts of Oahu. However, it is important to note that crime is still relatively low in Maili compared to other major cities in the United States.

Overall, Maili is a great place to live for people who are looking for a more affordable, relaxed, and natural lifestyle. However, it is important to be aware of the potential drawbacks before making a decision to move to Maili.