{"id":1183,"date":"2026-03-27T16:31:12","date_gmt":"2026-03-28T02:31:12","guid":{"rendered":"https:\/\/oahure.com\/oahu-real-estate\/?p=1183"},"modified":"2026-03-27T16:31:13","modified_gmt":"2026-03-28T02:31:13","slug":"%f0%9f%8f%9d%ef%b8%8f-oahu-property-disclosure-guide-what-buyers-need-to-know","status":"publish","type":"post","link":"https:\/\/oahure.com\/oahu-real-estate\/%f0%9f%8f%9d%ef%b8%8f-oahu-property-disclosure-guide-what-buyers-need-to-know\/","title":{"rendered":"\ud83c\udfdd\ufe0f O\u2018ahu Property Disclosure Guide: What Buyers Need to Know"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">When buying property in O\u2018ahu, it\u2019s important to understand <strong>all the local disclosure requirements<\/strong> and potential hazards. Here\u2019s a simple guide to help you check everything before making a purchase.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1\ufe0f\u20e3 Tax Map Key (TMK)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Every property has a <strong>unique identifier called a TMK<\/strong>. You can usually find it in <strong>MLS listings<\/strong> or the <strong>City &amp; County of Honolulu tax records<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2\ufe0f\u20e3 Project Name \/ Association Name<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If the property is part of a project or HOA, this information is usually available in <strong>MLS or escrow documents<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3\ufe0f\u20e3 County Zoning<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Check a property\u2019s zoning on the Honolulu GIS map:<br>\ud83d\udd17 <a href=\"https:\/\/histategis.maps.arcgis.com\/apps\/Viewer\/index.html?appid=0f2a898e7d164359aa1c77aaa8e6085b\">Honolulu Zoning Map<\/a><br>Simply search by address to see whether the property is residential, commercial, or otherwise restricted.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4\ufe0f\u20e3 Flood Zone &amp; Sea Level Rise<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O\u2018ahu is exposed to <strong>flooding and rising sea levels<\/strong> in certain areas. You can check flood and sea level risk here:<br>\ud83d\udd17 <a href=\"https:\/\/www.pacioos.hawaii.edu\/shoreline\/slr-hawaii\/\">PACIOOS Flood &amp; Sea Level Rise Map<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5\ufe0f\u20e3 Covenants, Conditions, and Restrictions (CC&amp;Rs)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CC&amp;Rs are <strong>legal rules and restrictions on the property<\/strong>. The most reliable source is the <strong>title report<\/strong>, which lists:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>HOA\/association rules<\/li>\n\n\n\n<li>Easements<\/li>\n\n\n\n<li>Restrictions on use, building, or leasing<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6\ufe0f\u20e3 Tsunami \/ Evacuation Zone<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Check if the property is in a tsunami zone:<br>\ud83d\udd17 <a href=\"https:\/\/dod.hawaii.gov\/hiema\/tsunami-evacuation-zones\/?utm_source=chatgpt.com\">Hawaii Tsunami Evacuation Zones<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7\ufe0f\u20e3 Volcanic Hazard Zone<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Good news: <strong>O\u2018ahu has no volcanic hazard zones<\/strong> like the Big Island.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8\ufe0f\u20e3 Geothermal Subzone \/ Facility<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O\u2018ahu <strong>does not have active geothermal zones<\/strong>. The nearest geothermal activity is on Hawai\u2018i Island.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9\ufe0f\u20e3 Aircraft Flight Path<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Some properties may be under aircraft paths near the airport. To check noise exposure:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DOT National Transportation Noise Map: <a href=\"https:\/\/maps.dot.gov\/BTS\/NationalTransportationNoiseMap\/\">https:\/\/maps.dot.gov\/BTS\/NationalTransportationNoiseMap\/<\/a><\/li>\n\n\n\n<li>FAA Noise Exposure Maps: <a href=\"https:\/\/www.faa.gov\/airports\/environmental\/airport_noise\/noise_exposure_maps\">https:\/\/www.faa.gov\/airports\/environmental\/airport_noise\/noise_exposure_maps<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>High likelihood of flights:<\/strong> Salt Lake, Moanalua, Kalihi, Mapunapuna, Pearl City, Ewa\/Kapolei<br><strong>Moderate:<\/strong> Waik\u012bk\u012b, Downtown, Kaka\u2018ako<br><strong>Low:<\/strong> Windward side, North Shore, Hawaii Kai<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udd1f Pre-FIRM Properties (Flood Insurance)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPre-FIRM\u201d means the property was <strong>built before FEMA\u2019s official flood map<\/strong> for the area.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to check:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Find the <strong>Year Built<\/strong> (MLS \/ tax record)<\/li>\n\n\n\n<li>Check the <strong>FEMA Map Effective Date<\/strong> (<a href=\"https:\/\/msc.fema.gov\/portal\/home\">FEMA MSC<\/a>)<\/li>\n\n\n\n<li>Compare: Built <strong>before the map date<\/strong> \u2192 Pre-FIRM<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Example:<\/strong> Built in 1975, FEMA map 1983 \u2192 \u2705 Pre-FIRM<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2705 Quick Summary<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>TMK \/ Project \/ Association:<\/strong> MLS \/ Title<\/li>\n\n\n\n<li><strong>Zoning:<\/strong> Honolulu GIS<\/li>\n\n\n\n<li><strong>Flood \/ Sea Level:<\/strong> PACIOOS<\/li>\n\n\n\n<li><strong>Tsunami:<\/strong> HIEMA<\/li>\n\n\n\n<li><strong>Volcano \/ Geothermal:<\/strong> Not on O\u2018ahu<\/li>\n\n\n\n<li><strong>Aircraft:<\/strong> DOT \/ FAA maps<\/li>\n\n\n\n<li><strong>CC&amp;Rs:<\/strong> Title Report<\/li>\n\n\n\n<li><strong>Pre-FIRM:<\/strong> Compare Year Built vs FEMA Map Date<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>Tip for Buyers:<\/strong> Always <strong>verify with official maps or title documents<\/strong>. This will protect you and ensure there are no surprises after purchase.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When buying property in O\u2018ahu, it\u2019s important to understand all the local disclosure requirements and potential hazards. Here\u2019s a simple guide to help you check everything before making a purchase. 1\ufe0f\u20e3 Tax Map Key (TMK) Every property has a unique identifier called a TMK. You can usually find it in MLS listings or the City &#8230; <a title=\"\ud83c\udfdd\ufe0f O\u2018ahu Property Disclosure Guide: What Buyers Need to Know\" class=\"read-more\" href=\"https:\/\/oahure.com\/oahu-real-estate\/%f0%9f%8f%9d%ef%b8%8f-oahu-property-disclosure-guide-what-buyers-need-to-know\/\" aria-label=\"Read more about \ud83c\udfdd\ufe0f O\u2018ahu Property Disclosure Guide: What Buyers Need to Know\">Read more<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1183","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/posts\/1183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/comments?post=1183"}],"version-history":[{"count":1,"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/posts\/1183\/revisions"}],"predecessor-version":[{"id":1184,"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/posts\/1183\/revisions\/1184"}],"wp:attachment":[{"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/media?parent=1183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/categories?post=1183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oahure.com\/oahu-real-estate\/wp-json\/wp\/v2\/tags?post=1183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}