One of the biggest misconceptions keeping buyers on the sidelines — especially here in Hawaii — is the belief that you need 20% down to buy a home. That’s simply not true. According to the National Association of Realtors: 🧠 So how are people buying homes? In short: if you’re financially responsible and ready to … Read more
A recent Consumer Policy Center report confirms what savvy sellers have known for years: low-fee real estate brokers can deliver the same results as traditional agents — for a fraction of the cost. The study examined brokers offering either flat-rate pricing or reduced commissions (1–2%), and found that many, such as Clever and Ideal Agent, … Read more
In recent months, many Hawaii homeowners—especially those in older homes or near the coastline—have been shocked to receive non-renewal notices or see sharp increases in their hurricane insurance premiums. What’s going on? And what can you actually do about it? Let’s break it down. 🌋 What’s Driving the Surge in Insurance Costs? 1. Climate Risk … Read more